No one knows your financial needs better than you… and a local financial professional you can trust. That is why Summit Bank & Trust combines the convenience and service of community banking with advanced technology to bring you the best banking experience available. You’ll never be just a number to us…we listen to your needs and help you find the financial services to achieve your dreams.
Under new federal regulations that will take effect August 15, 2010, Summit Bank & 
Trust will no longer be able to authorize overdrafts on your checking accounts for the following transactions, unless you give us your permission by Opting-In.
- ATM withdrawals and transfers
- One-time debit card transactions
If you opt-in and one of these transactions overdraws your account, Summit Bank & Trust may pay the transaction. If we do so, we will follow our standard overdraft policy. If you do not opt-in to this program, and you try to make transactions when you do not have sufficient funds, we generally will decline the transaction.
To learn more please click on the OPT IN button.
Your mail box may be a target for individuals who wish to steal your personal information. Reduce the amount of mail you receive by signing up for eStatements and Online Banking.
with over 37,000 surcharge-free cash machines nationwide!
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We are participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate form the coverage available under the FDIC's general deposit insurance rules.
