Convenience Services
Spend less time managing your finances with these convenient services from Summit Bank & Trust. Our account conveniences are designed with one thing in mind - to make things easier. Most of them are free or very reasonably priced. These account conveniences are not about selling you the product of the month - we want your life to be better because you bank with Summit Bank & Trust. It's that simple.
Debit Card
Use it like a personal check to make purchases or as an automated teller machine card for 24-hour banking convenience. This card features the VISA® symbol making it welcome at merchants worldwide, but it's not a credit card. When you use Summit Bank & Trust debit card purchases are deducted directly from your Summit Bank & Trust checking account.
And Now You Can Use Your DEBIT CARD to get CASH at thousands of stores across the U.S.
Here's How: Simply use your Summit Bank & Trust Debit Card to make a purchase at any retail store that accepts VISA® debit cards. When you use your pin number, select CASH BACK YES. It's That Easy!
We're always looking out for you
When it comes to fraud detection, we're always looking out for you with state-of-the-art software that monitors your purchasing habits and detects suspicious activity. If suspected fraudulent activity is detected, one of our anti-fraud specialists will contact you to verify the transactions in question.
We will keep your contact information strictly confidential. Please remember that we will NOT ask for your debit card number or personal identification number (PIN) to verify your identity. Always use caution when providing your debit card information and contact us immediately if you suspect your debit card has been stolen or compromised.
Traveling? Please call 866-269-5900 if you plan to take a long-distance trip or journey outside the country.
Answer Line
This 24-hour daily service lets you use your telephone to get information about your loan and deposit accounts, or transfer funds. There is so much you can do with Answer Line, just ask us about it!
To access Answer Line call 303.460.0125 or from anywhere in the country, call 888.215.0125
Direct Deposit
If you've just joined Summit Bank & Trust and need to transfer your direct deposit over to your new accounts - we can do that very easily. If you are an existing customer and would like to have your paychecks begin depositing directly into one of your Summit Bank & Trust accounts - that is just as easy. With Direct Deposit you have access to your funds immediately. We can even arrange to have other payments - such as Social Security and VA Benefits - deposited directly into your account. Contact us to set up Direct Deposit today and save yourself a trip to the bank.
Automatic Transfers
We all have great intentions to save a little bit each month, or set money aside for an upcoming purchase or event. But, sometimes life gets hectic and it becomes one more thing we have to remember to do. Not anymore - with automatic transfers, you can have money transferred between accounts automatically on a regular basis. You can change the date or amount at any time and as often as you need. And it's free.
Internet Banking Services
Online Banking from Summit Bank & Trust gives you fast, simple and convenient control over your money. When your busy schedule keeps you away, Online Banking keeps you connected.
Online Banking and Bill Pay are free from Summit Bank & Trust and include:
- Real-time Balances - View your personal account and loan balances.
- Real-time History - View checking and savings account history.
- Check Image - View the front and back of cleared checks.
- Transfer Funds - Setup scheduled or repeating transfers between accounts.
- Secure Messaging - Send and receive secure communications from the bank.
- Alerts - Set up alerts to notify you of account balance changes or when a check clears.
- Download History - Download account history into Quicken®, Microsoft® Money formats.
- Pay Bills - Schedule future dated or recurring bill payments from multiple personal checking.
OVERDRAFT PRIVILEGE
Overdraft Privilege will cover you if you occasionally find that your are a little short on funds or if you have made an error on your account balance and have overspent by mistake. Ask for details about this unique financial resource.
