There is no place like home, regardless of whether it is your first home, your dream home, or your vacation condo. Summit Bank & Trust can help make it happen with a multitude of mortgage products to meet your specific needs. Talk to our home lending professionals to find the best loan for you. 
 
 
Our mortgage loan products include: 
 
Conventional Mortgages – fixed rate and adjustable rate mortgages 
 
FHA Loans  
 
VA Loans – veterans, national guard, and reservists have access to VA loans with local approval and in most cases, no down payment 
 
First Time Home Buyer Loans – closing cost assistance for qualified buyers; FHA loan programs offer lower down payments 
 
Relocation Loans – can be of great help if you are trying to synchronize the sale of your existing home with the purchase of a new one 
 
Vacation and Second Home Loans – we help you balance enjoying a “get-away” home with the financial investment 
 
Condominium Loans – our loan officers have experience in performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans 
 
Bridge Loans – also called a swing or interim loan, a bridge loan is an "in-between" loan that allows a buyer to make a down payment on a new home before their current home is sold 
 
City, State, and Federal Grants and Loans 
Privately Insured Loans 
Jumbo Loans 
Home Equity Loans 
Rural Housing Loans 
Construction and Lot Loans 
Investment Property Loans 
 
 
 
 
FDIC
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